We have an opportunity to impact your career and provide an adventure where you can push the limits of what's possible.

As a Lead Software Engineer at JPMorganChase within the Payments Trust and Safety Technology group, you are an integral part of an agile team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. You will be part of the Fraud Protection group, building solutions for merchants to protect themselves against fraudulent behavior. Drive significant business impact through your capabilities and contributions, and apply deep technical expertise and problem-solving methodologies to tackle a diverse array of challenges that span multiple technologies and applications.

Job responsibilities

• Executes creative software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Develops secure high-quality production code, and reviews and debugs code written by others
• Monitor and collect performance statistics, analyzing product performance and scalability across diverse hardware, software, and configurations
• Serve as performance advisors within teams to ensure performance considerations are integrated into development practices, optimizing infrastructure scalability
• Influence leaders and senior stakeholders across business, product, and technology teams
• Proactively anticipate and identify issues that could negatively impact performance, working to eliminate or mitigate them
• Plan and develop methodologies for standard performance benchmarks and comparisons
• Design, develop, and implement tools to automate performance measurement and analysis
• Drives team adoption of enterprise-authorized AI-assisted engineering practices within the work environment to improve code quality, delivery speed, and operational outcomes (e.g., AI-assisted code review/refactoring, test strategy acceleration, incident/root-cause analysis support), while establishing consistent validation standards (secure coding, peer review, automated testing) and promoting reuse of effective patterns across the team
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation

Required qualifications, capabilities, and skills

• Formal training or certification on Software Engineering concepts and 5+ years applied experience
• Demonstrated experience leading effective use of approved AI-assisted software development tools (e.g., for coding, code review, test acceleration, troubleshooting) with the ability to set team expectations for validating AI outputs for correctness, performance, and security
• Strong understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; experience coaching engineers on safe, compliant adoption within delivery practices
• Hands-on practical experience delivering system design, application development, testing, and operational stability
• Advanced hands on development experience in Java, Spring boot, Microservices
• Experience with AWS Services such as ECS/EKS, Lambda, S3, EC2, Kafka, NLB
• Experience with Databases 
• Proficient in all aspects of the Software Development Life Cycle and advanced understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
• Experience working with AI agents/copilots for engineering 
• In-depth knowledge of the financial services industry and their IT systems

Preferred qualifications, capabilities, and skills

• Strong enterprise architecture design concepts to allow for unified user experience leveraging data sharing capabilities with API, Kafka
• Case management workflow and orchestration to serve as the backbone of a unified user experience across multiple cross-functional teams
• Vibe coding experience and conceptual knowledge while leveraging developer assistant tools like GitHub Copilot to allow for efficiency gains

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans