At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Environmental and Seismic Risk Officer position within the U.S. Bank Real Estate Technical Services Environmental Team requiring a high degree of specialized technical ability and excellent communication skills.  Responsible for implementing the environmental and seismic due diligence process from report engagement to review completion and facilitates report delivery.  Must be able to perform duties independently, and must demonstrate initiative in researching, analyzing, and resolving complex environmental and seismic risk issues.  Participates in projects and/or activities that ensure compliance with applicable federal, state, and local environmental laws and regulations, and OCC guidance.

• Assess and manage environmental, seismic, and property condition risk for collateral properties. 

• Properly order environmental and seismic risk reports from approved consultants. 

• Identify, respond and/or escalate environmental and seismic risks as appropriate.

• Review environmental and seismic risk reports for technical accuracy, compliance with the scopes of work, and reasonableness of conclusions.

• Effectively communicate environmental and seismic risk conclusions and recommendations for additional due diligence or site mitigation as appropriate using lay terms. 

• Counsel and advise bank personnel regarding environmental and seismic risks, risk management options and risk mitigation.

• Research and analyze complex environmental issues, guidelines, and legislation (e.g., lender liability, ASTM standards.)

Basic Qualifications

• Bachelor's degree, or equivalent work experience

• Typically, more than eight years of applicable experience

Preferred Skills/Experience

• Bachelor's degree in an environmental science.

• Minimum of 10 to 15 years of applicable environmental experience in environmental assessment and remediation, with at least 5 years directly related to real estate transactions and the environmental liability concerns of lending institutions

• Registered Professional Geologist or Professional Engineer.

• Advanced knowledge of applicable environmental regulations, seismic assessment, financial services, and regulatory trends.

• Experience with Phase I and II environmental investigation, contaminant mitigation, and seismic risk assessment.

• Ability to propose customized environmental and seismic solutions as needed to mitigate potential risk exposures.

• Having worked for a lender as an environmental risk officer.

• Existing participation in the Environmental Bankers Association.

• Excellent interpersonal, verbal and written communication skills.

• Confidence in communicating with various borrower and lender representatives, including attorneys.

• Effective relationship building and negotiation skills.

• Self-motivated and ability to work independently.

• Strong problem solving, time management, planning, organizational and prioritization skills.

• Ability to be flexible and adapt in a dynamic environment.

• Strong computer technical skills using Microsoft Office applications including Word, Excel, Power BI, PowerPoint, Teams, and SharePoint.

LOCATION EXPECTATIONS:  This role requires working from a U.S. Bank Location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $124,355.00 - $146,300.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.