Overview

Who we are

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us.

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.

Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, ‘job flexibility benefits’ [also known as I-140 or Adjustment of Status portability], etc.) now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.

This position is based in Plano, TX.

Who Weʼre Looking For

Toyota Financial Services is seeking a Senior Software Engineer who is a strong individual contributor with the ability to design, build, and own complex services and features. This role operates with minimal guidance and plays a key part in shaping system design, improving resiliency, and raising the overall technical bar across the team.

The ideal candidate is comfortable owning features end‑to‑end, collaborating across teams, and contributing to both backend and frontend solutions within Toyotaʼs dealer and consumer digital platforms.

What Youʼll Be Doing

As a Senior Software Engineer, you will:

• Design and develop scalable backend services and modern user interfaces supporting dealer and consumer journeys.

• Own features end‑to‑end, from design and implementation through testing, deployment, and production support.

• Contribute to architecture, performance, scalability, and resiliency decisions.

• Build and maintain APIs that support dealer workflows, pricing requests, and credit journeys.

• Apply strong observability, testing, and operational discipline to ensure production‑ready solutions.

• Participate in code reviews and technical discussions, helping improve system quality and maintainability.

• Mentor junior engineers and positively influence technical direction and engineering standards.

• Leverage AI‑assisted development tools to improve delivery speed and code quality.

What You Bring

• Bachelor's degree in Computer Science, Engineering, or a related field.

• 5+ years of software engineering experience delivering production‑grade systems.

• Strong hands‑on experience with Java, Spring Boot, and microservices architectures.

• Experience building APIs that support dealer, pricing, and credit workflows.

• Practical AWS experience, including ECS/Fargate, IAM, S3, and CloudWatch.

• Familiarity with event‑driven messaging for publishing rates, incentives, or decisions.

• Frontend development experience with React, Next.js, or Vue for digital automotive experiences.

• Hands‑on use of Splunk or Dynatrace for debugging and production support.

• Solid understanding of Toyota financial products, including retail, lease, incentives, and certified programs.

• Strong sense of ownership and accountability for production systems.

UI Skills include:

• Builds and enhances frontend components (React / Next.js / Vue) as part of feature ownership.

• Understands how UI interactions map to backend APIs and workflows.

• Collaborates effectively with designers and frontend peers to deliver polished features.

Data Skills

• Understands data structures and schemas used by services and events.

• Ensures data correctness and consistency across APIs and workflows.

• Uses logs and metrics to reason about data issues in production.

Added Bonus If You Have

• Experience working in automotive or financial services domains.

• Exposure to distributed systems and high‑availability platforms.

• Familiarity with AI‑assisted coding tools such as GitHub Copilot or similar.

• Experience contributing to platform standards, shared services, or reusable frameworks.

• Proven mentorship of junior engineers or leadership in technical initiatives.

What We’ll Bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities.

A few highlights include:

• A work environment built on teamwork, flexibility, and respect

• Professional growth and development programs to help advance your career, as well as tuition reimbursement

• Team Member Vehicle Purchase Discount

• Toyota Team Member Lease Vehicle Program (if applicable)

• Comprehensive health care and wellness plans for your entire family

• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute (if applicable) 

• Paid holidays and paid time off

• Referral services related to prenatal services, adoption, childcare, schools and more

• Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)

• Relocation assistance (if applicable)

Belonging at Toyota

Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question, need assistance with your application or do you require any special accommodations? Please send an email to talent.acquisition@toyota.com.