Help clients move liquidity with confidence—across accounts, entities, and currencies—so funds are available where and when they are needed. In this role, you will partner with corporate treasurers and payments-enabled businesses to design practical, scalable solutions that support growth while meeting regulatory and risk expectations. You will work in a collaborative, fast-paced environment where your expertise helps shape client outcomes and platform evolution.

As a Liquidity & Account Solution Specialist within the Payments business, you will be responsible for end-to-end solution design to ensure funds are available at the right time, in the right location, and the right currency. You will advise clients during sales engagements by designing account structures and automated funding and multi-currency solutions that support both financial and commercial transactions. You will combine traditional and next-generation capabilities—such as physical and notional pooling, virtual accounts, and blockchain-enabled approaches—to meet client needs and unlock value.

Job responsibilities

• Lead specialist on client and prospect discussions; tailor solutions and drive request-for-proposal responses and pitches
• Identify treasury opportunities to position liquidity and account solutions for intercompany trade and merchant settlement flows
• Apply end-to-end liquidity and account structuring expertise and corporate regulatory know-how, including third-party money considerations
• Engage clients and internal stakeholders with deep subject-matter expertise; influence product build and roadmap priorities
• Leverage industry trends and emerging technologies to inform solution design and innovation
• Partner across teams to deliver coordinated solutions and expand liquidity and account solution adoption across regions
• Provide market insights and thought leadership to accelerate product innovation and platform transformation
• Serve as an Asia Pacific market resource on regulations and trends affecting automated funding, cash extraction, and payout/settlement, embedding strong risk and control behaviors
• Proactively identify, escalate, and remediate issues while promoting inclusive collaboration and best-practice adoption
• Partner with coverage and sales teams to target opportunities, align to client buying and usage behavior, and deliver business plans
• Strengthen market presence through client and industry engagement (events, seminars, webinars, presentations) informed by client feedback and competitive awareness

Required qualifications, capabilities and skills

• Bachelor’s degree in Finance or a related field (or equivalent experience)
• Minimum 5 years’ experience in client-facing product and/or sales functions
• Demonstrated experience in liquidity management and payments solutions
• Familiarity with regulatory change and technology trends impacting treasury services
• Awareness of domestic and international tax and accounting considerations for liquidity and account solutions from a client perspective
• Strong ownership mindset with ability to deliver efficiently and effectively
• Strong leadership and stakeholder management skills in cross-functional environments
• Strong understanding of the regulatory and control environment
• Strong communication and presentation skills
• Strong organizational and strategic skills
• Japanese language proficiency (written and spoken) is required

Preferred qualifications, capabilities and skills

• Experience in treasury management for both mid-cap and large-cap companies

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.