Job Title: Associate Product Manager – Property & Casualty (P&C)

Location: Remote

Position Summary

The Associate Product Manager supports the development and execution of product strategies that drive profitable growth across the Property & Casualty (P&C) portfolio. This role partners with cross-functional teams to analyze product performance, implement pricing and product enhancements, support regulatory filings, and deliver data-driven insights that improve profitability and competitiveness.

Key Responsibilities

• Support the development and execution of product strategies that drive profitable P&C growth.
• Assist in developing rate plans and product enhancement roadmaps.
• Perform financial, market, competitive, and industry analyses to identify growth opportunities and emerging trends.
• Partner with IT, Research, Pricing, Claims, Regulatory, Marketing, and Field Sales to implement product and pricing enhancements.
• Assist in developing marketing and product strategies to improve profitability and market competitiveness.
• Support state filing activities by coordinating with compliance and regulatory teams on rate and form filings.
• Build and maintain recurring reports and dashboards to monitor key performance indicators, including loss ratio, close ratio, retention, and new business profitability.
• Gather, analyze, and format large datasets to support product decisions and business recommendations.
• Support underwriting strategy by assisting in defining underwriting appetite and maintaining underwriting guidelines.
• Participate in new product development initiatives, including competitive benchmarking, vendor evaluations, and variable selection.
• Manage assigned product initiatives and support project planning, implementation, and tracking.
• Communicate product performance, state strategies, and key initiatives to internal stakeholders, agents, field leaders, vendors, and regulatory partners.
• Support business responses to regulatory changes, operational issues, and emerging market conditions.

Requirements

• Bachelor's degree in Business, Finance, Economics, Insurance, Marketing, or a related field.
• 5+ years of experience in Property & Casualty insurance, product management, product analytics, underwriting, pricing, or a related discipline preferred.
• Strong analytical and financial modeling skills with the ability to interpret market and business data.
• Experience building reports, dashboards, and performance metrics using Excel and business intelligence tools.
• Strong project management and organizational skills with the ability to manage multiple priorities.
• Excellent communication and collaboration skills with the ability to influence cross-functional teams.
• Knowledge of insurance product development, pricing, underwriting, and regulatory filing processes is preferred.

Salary Range: $89,800.00 – $125,500.00

• Salary is commensurate to experience, location, etc.

Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we’ve broadened our mission to helping all educators protect what they have today and prepare for a successful tomorrow. And with our broadened mission has come corporate growth: We serve more than 4,100 school districts nationwide, we’re publicly traded on the New York Stock Exchange (symbol: HMN) and we have more than $12 billion in assets.

We’re motivated by the fact that educators take care of our children’s future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators.

EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status

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