Staff Engineer - Technical Lead

As a Staff Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Staff Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Staff Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

Card Intelligent Decisions & Experiences (CIDX) in Card Tech+ is responsible for the decisioning technology that guides our customers through their entire credit journey - from marketing, to product offers, real-time transaction approvals, and more.

In this role, you will be the Technical Lead for the Card Acquisitions engineering organization, setting and delivering the technical agenda for our Discover Forward Deployed Engineering (FDE) teams. You will make applicant feature delivery rapid and intelligent, transforming custom, segment-specific initiatives into highly modular, reusable enterprise capabilities. You will drive an agenda to ship exponentially more products and experiences by identifying common technical patterns across unique customer journeys and arming FDE squads with extensible frameworks, unified data schemas, and configurable systems that allow for self-service product delivery.

This is not a pure architecture role; you will work closely with FDE squads coding, delivering, and operating the critical services they own across diverse codebases. The ideal candidate will excel at both surveying broad business domains to craft a technical strategy that allows squads to move with maximum agility, and diving deep into the details to personally deliver the highest-leverage projects from that roadmap.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

Key responsibilities:

• Articulate and evangelize a bold technical vision for your domain

• Decompose complex problems into practical and operational solutions

• Ensure the quality of technical design and implementation

• Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

• Continue learning and injecting advanced technical knowledge into our community

• Handle several projects simultaneously, balancing your time to maximize impact

• Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community

•  Design, build, and maintain a resilient, high-performance ecosystem that supports aggressive portfolio growth while upholding strict standards of operational excellence.

• Maximize the efficiency, intelligence, and capability of core credit decisioning systems. Simplify and modernize backend architectures to significantly compress the feature delivery lifecycle.

• Engineer advanced, flexible frontend capabilities that allow the business to rapidly deploy new applicant user flows, custom segment experiences, and real-time product offers.

• Act as the technical catalyst that transforms raw business intents into scalable software solutions, ensuring engineering teams can pivot and deploy features with maximum agility.

• Drive Technical Excellence: Foster a culture of continuous modernization, guiding cross-functional teams to build modular, reusable codebases that eliminate technical silos across the Acquisitions domain.

Basic Qualifications:

• Bachelor’s Degree

• At least 7 years of experience in Software engineering and solution architecture

• At least 7 years of experience in Enterprise architecture and design patterns

Preferred Qualifications:

• Bachelor's or Master's Degree in Computer Science or a related field

• 8+ years of experience in software engineering, distributed systems architecture, or platform engineering

• 4+ years of experience with API design, microservices architecture, and platform evolution in high availability, high throughput environments

• Demonstrated ability to partner with product management and business stakeholders to co-own product strategy 

• 7+ years of professional experience coding in commonly used languages like Java, Python, Go, JavaScript/TypeScript, Swift, etc.

• 7+ years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support

• 3+ years of experience with public or private cloud technologies

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Anytown, IL: $244,700 - $279,200 for Distinguished Engineer

McLean, VA: $269,100 - $307,200 for Distinguished Engineer

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).