At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Product team

The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.

About the role

Our Financial Platform sits at the heart of every loan Affirm makes and every dollar we move. We're looking for a Senior Director of Product Management to lead and scale the teams behind two of our most critical and complex domains: Loans Lifecycle and Money Movement. This is a role for a seasoned product leader who thrives in the intersection of financial systems, platform engineering, and organizational scale.

What you’ll do

• Lead and grow a high-performing PM team. Build, mentor, and manage a team of 6–10 product managers, including people managers. You'll set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor.
• Own the vision and strategy for Loans Lifecycle and Money Movement. Define the multi-year product strategy for Affirm's foundational loan systems and global money movement infrastructure — ensuring they are scalable, compliant, and capable of supporting rapid product innovation. Translate that vision into clear roadmaps and decisions that teams can execute against.
• Be the domain authority. Serve as the executive-level subject matter expert on loan lifecycle mechanics, payment rails, settlement flows, and institutional transfers — guiding product, engineering, and business partners on tradeoffs, best practices, and platform decisions.
• Drive cross-functional alignment at scale. Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams. Navigate complexity, balance competing stakeholder needs, and build trust through clear communication and a strong delivery track record.
• Enable platform scalability and international expansion. Architect platform strategies that simplify domain boundaries, standardize loan behaviors across products and markets, and unlock faster time-to-market for new geographies and product lines.
• Measure and improve platform health. Define success metrics — including settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution — and hold teams accountable to the reliability and accuracy standards these critical systems demand.
• Influence up and across the organization. Regularly present strategy, tradeoffs, and priorities to senior leadership. Shape organizational thinking on where to invest and what to deprioritize.

What we look for

• 15+ years of product management experience, with at least 3–5 years managing and developing PM teams including people managers
• Deep experience in loans or lending systems — you understand loan lifecycle mechanics, platform architecture for loan servicing, and the compliance and operational requirements that come with it
• Meaningful experience in money movement, payments infrastructure, or financial operations — you're fluent in payment rails, settlement flows, cross-border transfers, and the reliability and accuracy standards these systems demand
• Experience in fintech, financial services, or banking; familiarity with BNPL, platform products, or backend infrastructure is strongly preferred; capital markets background is a plus
• Demonstrated ability to set and execute long-term platform strategy in ambiguous, fast-moving environments
• Strong technical fluency — you're comfortable diving into data models and API discussions with engineers and holding informed opinions
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for your team
• Track record of building and scaling distributed, high-performing PM teams across multiple domains simultaneously
• Exceptional stakeholder management skills — you can align Legal, Finance, Engineering, and executive leadership around a common direction
• Outstanding written and verbal communication; you tell crisp, data-driven stories to diverse audiences
• Bachelor's degree in a related field or equivalent practical experience

Base Pay Grade - V

Equity Grade - USA 21

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, CT, NJ, NY, WA) per year: $340,000 - $375,000

USA base pay range (all other U.S. states) per year: $305,000 - $340,000

#LI-Remote

Remote-first with flexibility built in

Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

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