Credit Research is a high-intensity, fast-moving environment where markets, news, and fundamentals collide daily—and where strong, differentiated views matter. In this role, you’ll dig into financials, form a view quickly, and communicate it clearly, translating complex company and sector dynamics into actionable insights for clients.

As a Sell-Side Credit Research Associate, you’ll support sector and issuer coverage end-to-end: analyzing earnings and filings, tracking breaking news and macro trends, building and updating financial models, and producing timely research on risk, valuation, and relative value. You’ll collaborate closely with senior analysts while building your own coverage capabilities and voice with clients.

Job responsibilities:

• Own day-to-day monitoring of assigned sectors and issuers, staying on top of catalysts, flows, and fundamentals
• Break down earnings releases, regulatory filings, and disclosures and translate takeaways into a clear credit view
• Assess news, macro developments, and industry trends for implications to spreads, ratings, and capital structures
• Build, maintain, and enhance financial statement models and key credit / coverage metrics
• Perform valuation and relative value analysis across issuers, curves, and structures
• Write concise, client-ready research notes and contribute to broader sector pieces with clear conclusions
• Communicate views in live discussions, internal debates, and client-facing conversations

Required qualifications, capabilities, and skills:

• 3+ years in research, investment banking, or another rigorous analytical role
• Strong accounting and corporate finance skills; ability to translate GAAP details into credit implications
• Advanced Excel and financial modeling skills; fluency with AI-enabled tools to accelerate analysis
• Strong writing and presentation skills; clear, concise communication under time pressure
• Passion for markets and curiosity about how industries and companies evolve

Preferred qualifications, capabilities, and skills:

• Proficiency with Bloomberg
• Strong MS Office skills (Word and PowerPoint)
• FINRA Series 7 and Series 63 (or ability/willingness to obtain)

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans