We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our

• HUMBLE
• HUNGRY
• SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

About the Role:

This position serves as a first line Business Risk Group (BRG) advisor embedded within the business. The role provides risk-focused guidance on products, partnerships, and strategic initiatives, helping the business make informed decisions while balancing risk and opportunity. The individual collaborates extensively with second line stakeholders, including Compliance, BSA/AML, Risk, and Legal, to align business activities with regulatory expectations and sound risk management practices.

Responsible for providing expert risk, regulatory, and compliance advisory services on complex financial services activities, products, and partnerships. This role evaluates new and existing business opportunities in alignment with the bank’s risk appetite and framework. The role assesses regulatory requirements, interprets legal and regulatory expectations, and develops well-supported risk positions that can withstand scrutiny from regulators, auditors, legal counsel, and external stakeholders. The individual serves as a trusted advisor to business, compliance, legal, and executive leadership by delivering practical, risk-based solutions to complex and novel challenges.

What You Will Do:

• Partners directly with internal stakeholders and external partners, including fintechs and third-party organizations to assess new products, programs, and business models, delivering risk and regulatory guidance that supports innovation while ensuring compliance with applicable laws, regulations, and risk management expectations.
• Advise leadership, legal, compliance, and business partners on complex risk and regulatory matters, providing practical solutions that balance innovation, customer experience, and risk management.
• Challenge assumptions, investigate root causes, and apply critical thinking to resolve ambiguous or novel issues using a reasoned, risk-based approach.
• Leverage data, research, and analytical methodologies to support decision-making and strengthen risk governance.
• Interpret laws, regulations, examination guidance, and regulatory expectations and translate them into actionable business and risk requirements.
• Present findings, recommendations, and regulatory positions to senior leadership, auditors, regulators, and other stakeholders.
• Foster a culture of intellectual curiosity, continuous learning, and thoughtful risk management.
• Perform other duties as assigned.

What You Will Need:

• Bachelor's degree or equivalent education and work experience. Master's degree preferred.
• Typically requires a minimum of 12 years of related experience with a bachelor’s or equivalent.
• Attention to detail.
• Strong organizational skills.
• Written & verbal communications skills.

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $104,000– $174,000

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

#LI-Remote

Don’t have everything listed under qualifications? If you’re excited about this role but your experiences don’t match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law.

Who we are:

Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing – careers@pathward.com

Please click here to view Pathward's Applicant Privacy Notice.

Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.

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