APCO Holdings partners with dealerships across North America to deliver innovative vehicle protection products and services that enhance the ownership experience for customers and drive growth for our partners. Through our family of brands, we bring together industry expertise, technology, and data-driven insights to help dealers strengthen their finance and insurance performance and build lasting relationships with their customers.

Our teams work collaboratively across operations, technology, risk, finance, marketing, and sales to deliver solutions that create measurable value and support the continued growth of APCO and the partners we serve.

We are looking for a Cash Application Specialist to join our Receivables & Billing team. In this role, you will help ensure incoming funds are accurately applied, contracts are activated correctly, and account discrepancies are resolved efficiently to support operational and financial accuracy across the organization.

What You'll Do

Cash Application & Reconciliation

Apply daily incoming funds accurately across multiple systems and accounts

Ensure contracts are processed and activated correctly

Process funding adjustments, contract exceptions, and compensation adjustments as needed

Complete remittances and cancellation chargebacks for dealer statement credits

Account Resolution & Partner Support

Partner with Billing & Collections teams to resolve account discrepancies and funding issues

Support communications related to funding compliance and account resolution

Respond professionally to internal and external inquiries regarding account activity and payments

Maintain accurate documentation and records related to funding activity

Operations & Process Improvement

Identify opportunities to improve operational workflows and efficiency

Support special projects, process enhancements, and system improvements

Maintain knowledge of company systems, products, claims, and financing processes

Contribute to a high-performing, customer-focused team environment

What Makes You Successful

You’ll be successful in this role if you’re highly detail-oriented and enjoy working with financial data, reconciliations, and operational processes. You’re comfortable balancing accuracy with speed in a deadline-driven environment.

You’re also proactive and collaborative, able to work across teams to resolve issues while maintaining a strong customer service mindset. You take ownership of your work and continuously look for opportunities to improve processes and outcomes.

Basic Qualifications

High school diploma or GED

1+ year of experience in business operations, accounts receivable, or administrative support

Proficiency in Microsoft Office, including Excel and Outlook

Strong organizational and multitasking skills

Strong written and verbal communication skills

Preferred Qualifications

Associate degree in Business, Finance, or a related field

Experience with cash application, reconciliation, or receivables operations

Experience working with financial systems or accounting processes

Experience in high-volume transactional environments

This Role Might Be a Great Fit If You…

Enjoy working with numbers and ensuring accuracy

Thrive in process-driven environments

Like solving discrepancies and improving workflows

Are organized, dependable, and detail-oriented

What We Offer

Competitive compensation

Comprehensive medical, dental, and vision benefits

401(k) with company match

Paid time off and company holidays

Opportunities for career growth and development

A collaborative and supportive team environment

At APCO, the way we work matters just as much as the results we deliver. Our values guide how we work, how we partner, and how we deliver results.   We C.A.R.E. Committed – We build strong, high-trust relationships with our partners and each other. Accountable – We take ownership of outcomes and hold ourselves to the highest standards of performance and integrity. Results-Driven – We focus on delivering measurable outcomes that create value for our partners and our business. Excellent – We strive for excellence in everything we do while balancing short-term performance with long-term success.   If you're excited about joining a team that values collaboration, accountability, and continuous improvement, we'd love to hear from you.     By submitting your application, you acknowledge that you have read and understand our Privacy Policy and Terms & Conditions. APCO Holdings may collect personal information (such as name, contact details, and employment history) to evaluate your candidacy. We may share this data with our subsidiaries, affiliates, and service providers. We retain applicant data only as long as necessary for the hiring process or as required by law.